{"id":13081,"date":"2022-07-22T01:17:39","date_gmt":"2022-07-22T01:17:39","guid":{"rendered":"https:\/\/usenobi.com\/blog\/?p=13081"},"modified":"2022-07-22T01:17:39","modified_gmt":"2022-07-22T01:17:39","slug":"apa-itu-collateralized-stablecoin-apa-saja-jenis-jenis-contohnya","status":"publish","type":"post","link":"https:\/\/usenobi.com\/blog\/apa-itu-collateralized-stablecoin-apa-saja-jenis-jenis-contohnya\/","title":{"rendered":"Apa Itu Collateralized Stablecoin? Apa Saja Jenis-Jenis &#038; Contohnya?"},"content":{"rendered":"\n<p><strong><a href=\"https:\/\/usenobi.com\/blog\/what-is-collateralized-stablecoin-what-are-the-different-types-examples\">Read in English<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"has-text-align-center\">Yuk, Berkenalan dengan <em>Collateralized Stablecoin<\/em><\/h2>\n\n\n\n<p>Seperti yang kita ketahui, <em>stablecoin <\/em>merupakan aset digital yang dibangun di atas <em>blockchain <\/em>yang dirancang untuk mempertahankan nilainya agar tetap pada harga yang telah ditentukan, biasanya $1. Hal ini bertujuan untuk mempertahankan agar ia tetap dapat berfungsi dengan baik dan <em>legit <\/em>sebagai metode pembayaran. Sebagai metode pembayaran, mereka harus memiliki dukungan dalam bentuk uang tunai, <em>cryptocurrency<\/em>, atau token <em>on-chain<\/em> yang dapat ditukarkan (<em>swap<\/em>). Dukungan ini disebut sebagai agunan (kolateral).<\/p>\n\n\n\n<p><em>Collateralized stablecoin<\/em> adalah tipe <em>stablecoin <\/em>yang seluruhnya atau hampir seluruhnya didukung oleh jaminan yang disimpan dalam sebuah cadangan (<em>reserve<\/em>). Jaminan yang diberikan pada <em>stablecoin <\/em>ini dapat bervariasi. Di antaranya yaitu uang tunai, surat berharga, pembelian obligasi, dan lainnya. <em>Stablecoin <\/em>yang sepenuhnya mengikatkan kolateral mereka ke aset <em>on-chain<\/em> seperti <em>crypto <\/em>daripada obligasi\/kertas keuangan tradisional sering disebut sebagai \u201c<em>stablecoin <\/em>terdesentralisasi\u201d (<em>decentralized stablecoin<\/em>). <\/p>\n\n\n\n<h2>Mengenal Tiga Jenis <em>Collateralized Stablecoin<\/em><\/h2>\n\n\n\n<h3>1. <em>Stablecoin&nbsp;<\/em>dengan jaminan fiat (<em>fiat-collateralized<\/em>)<\/h3>\n\n\n\n<p><strong><em>Stablecoin&nbsp;<\/em>yang dijamin dengan fiat memiliki cadangan mata uang fiat<\/strong>&nbsp;atau mata uang seperti dolar AS, sebagai jaminan untuk mempertahankan nilainya. Jaminan atau kolateral populer lainnya bisa berupa logam mulia seperti emas dan perak. Namun, sebagian besar&nbsp;<em>stablecoin&nbsp;<\/em>yang dijamin dengan fiat biasanya memiliki cadangan dolar AS.<\/p>\n\n\n\n<p>Cadangan (<em>reserve<\/em>) dolar AS ini dikelola oleh kustodian independen yang diaudit secara berkala. Contohnya,&nbsp;Tether&nbsp;(USDT) dan&nbsp;TrueUSD&nbsp;(TUSD) yang merupakan dua&nbsp;<em>stablecoin&nbsp;<\/em>populer yang didukung oleh dolar AS dan dipasangkan dengan rasio 1:1.<\/p>\n\n\n\n<h3><em>2. Stablecoin&nbsp;<\/em>dengan jaminan kripto (<em>crypto-collateralized<\/em>)<\/h3>\n\n\n\n<p><em>Stablecoin&nbsp;<\/em>juga dapat dijaminkan dengan kripto yang berarti bahwa&nbsp;<strong>aset ini didukung oleh mata uang kripto lain dan bukan oleh mata uang fiat<\/strong>. Mengingat cadangan aset kripto yang mendukung&nbsp;<em>stablecoin&nbsp;<\/em>ini juga rentan terhadap volatilitas yang tinggi,&nbsp;<strong>maka&nbsp;<em>stablecoin&nbsp;<\/em>ini dijaminkan secara berlebihan (<em>over-collateralized<\/em>)<\/strong>. Dengan kata lain, nilai&nbsp;aset kripto yang disimpan dalam&nbsp;<em>reserve&nbsp;<\/em>melebihi nilai&nbsp;<em>stablecoin&nbsp;<\/em>yang diterbitkan.<\/p>\n\n\n\n<p>Misalnya, untuk melindungi dari ancaman penurunan 50% harga&nbsp;<em>stablecoin<\/em>, <em>reserve&nbsp;<\/em>aset kripto bisa mencapai dua kali lipat dari nilai&nbsp;<em>stablecoin&nbsp;<\/em>yang diterbitkan.&nbsp;<strong>Salah satu contoh terpopuler dari kategori&nbsp;<em>crypto-collateralized<\/em>&nbsp;<strong><em>stablecoin<\/em><\/strong><\/strong> <strong>ini adalah&nbsp;<em>stablecoin&nbsp;<\/em>DAI&nbsp;(DAI) dari MakerDAO<\/strong>. Di mana ia dipatok (<em>pegged<\/em>) ke dolar AS. Aset ini didukung oleh Ethereum dan&nbsp;aset kripto lainnya yang bernilai 150% dari total pasokan&nbsp;<em>stablecoin<\/em>&nbsp;DAI.<\/p>\n\n\n\n<h3>3. <em>Stablecoin&nbsp;<\/em>dengan jaminan komoditas (<em>commodity-collateralized<\/em>)<\/h3>\n\n\n\n<p>Tipe <em>stablecoin&nbsp;<\/em>selanjutnya yaitu <strong><em>commodity-collateralized <em>stablecoin<\/em>, <\/em>yaitu&nbsp;<em>stablecoin&nbsp;<\/em>yang harganya ditetapkan sesuai dengan harga komoditas, atau aset lain yang bisa dipertukarkan<\/strong>. Komoditas yang digunakan&nbsp;<strong>yaitu logam mulia seperti emas atau perak<\/strong>, tetapi ada juga yang menggunakan properti. Layaknya komoditas di dunia nyata, tidak menutup kemungkinan nilai&nbsp;<em>stablecoin&nbsp;<\/em>jenis ini bisa naik atau turun seiring berjalannya waktu.<\/p>\n\n\n\n<p><em>Stablecoin&nbsp;<\/em>dalam kategori ini di antaranya yaitu PAX Gold (PAXG), Tether Gold (XAUT), dan Digix Gold (DGX). Di mana harganya mengikuti pergerakan harga logam mulia emas. Ada juga Secure Coin (SRC) yang nilainya dijamin oleh portofolio properti di Swiss.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Read in English Yuk, Berkenalan dengan Collateralized Stablecoin Seperti yang kita ketahui, stablecoin merupakan aset digital yang dibangun di atas blockchain yang dirancang untuk mempertahankan nilainya agar tetap pada harga yang telah ditentukan, biasanya $1. Hal ini bertujuan untuk mempertahankan agar ia tetap dapat berfungsi dengan baik dan legit sebagai metode pembayaran. Sebagai metode pembayaran, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13164,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jet_sm_ready_style":"","_jet_sm_style":"","_jet_sm_controls_values":"","_jet_sm_fonts_collection":"","_jet_sm_fonts_links":""},"categories":[1998,1994],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.14 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu Collateralized Stablecoin? Ini Jenis-Jenis &amp; Contohnya - NOBI Blog<\/title>\n<meta name=\"description\" content=\"Yuk, berkenalan dengan Collateralized Stablecoin. Apa saja jenis Collateralized Stablecoin &amp; contohnya? 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