This is an Agreement between you and PT Enkripsi Teknologi Handal ("Nobi"). References to "Nobi", "we", "our" or "us" are to Nobi and references to "you" or "your" are to the person with whom Nobi enters into this Agreement with.

The following terms and conditions of service apply to customers of the Site. By creating an account on the Site or by using any of the Services, you acknowledge that you have read, understand, and completely agree to these Terms of Service in effect from time to time. If you disagree with these Terms of Service or with any subsequent amendments, changes, or updates, you may not use any of the Services.

The use of the Site and any Services is void where prohibited by applicable law.


Nobi provides an online service (the “Platform”) that allows Users to stake different blockchain coins and be part of a staking node / masternode on blockchain networks. Nobi may make available to Users other ancillary services to facilitate staking such as Wallet and Coins Exchange.

01. Eligibility 01. Eligibility

By accessing or using the Site, you represent and warrant that you are at least 18 years old and have not previously been suspended or removed from the Site.

You also warrant that you are not in any list of trade or economic sanctions, such as the UN Security Council Sanctions List. In addition, Nobi may not provide this service in all countries or regions and may provide some or no services to users in restricted areas, including Cuba, Iran, North Korea, Syria, Sudan, Bangladesh, Bolivia, Ecuador, Kyrgyzstan, China and the United States of America. The contents of this agreement are not subject to the user’s national or regional laws of exclusion. Therefore, if you do not meet these requirements, please do not use our services.

Finally, you represent and warrant that you will not be using this site for any illegal activity, including but not limited to illegal gambling, money laundering, fraud, blackmail, extortion, ransoming data or the financing of terrorism, or other violent activities.

Notwithstanding the foregoing, Nobi may not make the Services, in whole or in part, available in every market, either in its sole discretion or due to legal or regulatory requirements, depending on the User’s location.

02. Account; Third Party Transfers 02. Account; Third Party Transfers

In order to access and use the Services, you must create an account with Nobi (an "Account"). You agree to:

  1. Provide accurate, current and complete information when creating the Account in compliance with AML Policy;
  2. Maintain and promptly update your Account information to keep it accurate, complete, and current;
  3. Maintain the security and confidentiality of your login credentials and restrict access to your Account and your computer, tablet, or mobile device;
  4. Promptly notify Nobi if you discover or otherwise suspect any security breaches related to the Site or your Account; and
  5. Take responsibility for all activities that occur under your Account and accept all risks of unauthorized access.
  6. Under no circumstance allow any person other than yourself to use the Services through your Account and make sure that you are the sole legal and beneficial owner of all Digital Assets deposited into or linked with your Account.

You must provide Nobi with a valid email address to create an Account. You agree to keep your email address on file with us updated. You understand and agree that if Nobi sends you an electronic communication but you do not receive it because your email address on file is incorrect or out of date, or because our email is blocked by your service provider or intercepted by your spam filter, or you are otherwise unable to receive electronic communications, Nobi will be deemed to have provided the communication to you regardless.

Nobi allows user to exchange different kind of Cryptocurrency and staking in order to receive staking coin rewards. In order to fund your Account and begin staking, you will need to first procure coins elsewhere. Once procured, you must send Coins to the address provided by Nobi and wait for the balance to appear in your Account. It is your responsibility to ensure you send Coins to the correct address provided for that particular Coins, else your funds may never be recovered. Nobi makes no representations or warranties regarding the amount of time that may be required to complete transfer of your Coins from a third party wallet or other source and have such Coins become available in your Account.

When you elect to transfer Coins from your Account to a third party wallet or other location, it is always possible the party administering the new location may reject your transfer or that the transfer may fail due to technical or other issues affecting our platform. You agree that you shall not hold Nobi liable for any damages arising from a rejected transfer.

Nobi reserves the right to limit the number of Accounts that any User or such User’s affiliates can open or hold.

03. Privacy Policy 03. Privacy Policy

Your privacy is important to us. We only share your information with third parties as outlined in our Privacy Policy or as required to do so by law enforcement, court order, or in compliance with identity verification or legal reporting obligations in Nobi’s sole judgment.

04. Confidentiality of the Transmission of Information Over the Internet 04. Confidentiality of the Transmission of Information Over the Internet

The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks may not always be secure and is subject to possible loss, interception, or alteration while in transit. Accordingly, Nobi does not assume any liability, without limitation, for any loss or damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, including but not limited to transmissions involving the Platform or e-mail with Nobi containing your personal information.

While Nobi will take commercially reasonable efforts to safeguard the privacy of the information you provide to Nobi and will treat such information in accordance with Nobi’s Privacy Policy, in no event will the information you provide to Nobi be deemed to be confidential, create any fiduciary obligations for Nobi, or result in any liability for Nobi in the event that such information is negligently released by Nobi or accessed by third parties without Nobi’s consent.

05. Risk Disclosure Statement 05. Risk Disclosure Statement

Nobi provides an execution-only service and does not advise on the merits of any particular transactions or their tax consequences. As a general matter, Users should be aware of the following prior to utilizing our Services.

Cryptocurrency can be extremely risky. There are factors beyond Nobi’s control, such as regulatory activity, market manipulation, team split and price volatility. Each coin has different feature, team and development strategy that makes its value continue to fluctuate. Blockchain networks may also go offline as a result of bugs, hard forks, or a number of other unforeseeable reasons.

Nobi does not assume the risk of losses due to trading or due to factors beyond its control regarding the viability of specific blockchain networks. As a general matter, we advise Users with limited trading experience and low-risk tolerance not to engage in active trading. Speculating on the value of Coins is high risk and Users should never trade more than they can afford to lose.

Understanding Coins requires advanced technical knowledge. Coins are often described in exceedingly technical language that requires a comprehensive understanding of applied cryptography and computer science in order to appreciate inherent risks. Listing of a Token on Nobi does not indicate approval or disapproval of the underlying technology regarding any Token, and should not be used as a substitute for your own understanding of the risks specific to each Token. We give you no warranty as to the suitability of the Coins traded under these Terms and assume no fiduciary duty in our relations with you.

You accept the risk of trading Coins. In entering into any transaction on the Platform, you represent that you have been, are, and will be solely responsible for making your own independent appraisal and investigations into the risks of the transaction and the underlying Coins. You represent that you have sufficient knowledge, market sophistication, professional advice and experience to make your own evaluation of the merits and risks of any transaction or any underlying Token.

You are responsible for complying with applicable law. You agree that Nobi is not responsible for determining whether or which laws may apply to your transactions, including tax law. You are solely responsible for reporting and paying any taxes arising from your use of the Services.

You are aware of and accept the risk of operational challenges. Nobi may experience sophisticated cyber attacks, unexpected surges in activity, or other operational or technical difficulties that may cause interruptions in the Service. You understand that the Service may experience operational issues that lead to delays on our platform. You agree to accept the risk of transaction failure resulting from unanticipated or heightened technical difficulties, including those resulting from sophisticated attacks. You agree not to hold Nobi accountable for any related losses.

Nobi does not advise on trading risk. If at any point Nobi or its representatives do provide trading recommendations, market commentary, or any other information, the act of doing so is incidental to your relationship with us and imposes no obligation of truth or due diligence on behalf of Nobi or its representatives.

Nobi is a regulated entity and must comply with applicable law. Applicable law, regulation, and executive orders may require Nobi to, upon request by government agencies, freeze withdrawals or trading (or both), or provide information regarding your account. Further, our recordkeeping and customer verification procedures are subject to change at any time as required by law or industry practices. We must comply with the law and you accept any inconveniences to you or other consequences resulting from our compliance.

Users accept all consequences of sending Coins to an address of our platform. Token transactions may not be reversible. Once you send Coins to an address, you accept the risk that you may lose access to your Coins indefinitely. For example, an address may have been entered incorrectly and the true owner of the address may never be discovered, or an address may belong to an entity that will not return your Coins, or an address belongs to an entity that may return your Coins but first requires action on your part, such as verification of your identity.

06. Rights 06. Rights

You agree:

All rights, title and interest in the Services and related software, websites and technology, including all intellectual property rights, are Nobi;

The rights or interests of the Service shall not be transferred except with the limited license granted by this License;

The Service is protected by copyright and other intellectual property laws. Nobi reserves all rights not expressly granted under these Terms.

The Site has the right to inquire, freeze or deduct the items and accounts of the user in the account according to the requirements of the judicial organs, administrative organs and military organs including, but not limited to, public security organs, procuratorial organs, courts, customs and tax authorities;

Users have the right to the relevant provisions of the site, after the release of information and other contributions, to obtain Nobi network to give the reward;

The user has the right to modify the individual account of the editable information, choose their own nickname and enter the introductory text, to decide whether to provide non-essential items;

Users have the right to participate in Nobi network organizations to provide the online and offline activities;

Users have the right to enjoy Nobi network according to Nobi website requirements to provide other types of services.

If the user has any objection to the amendment to this agreement or is dissatisfied with the services of Nobi, the following rights may be exercised:

To stop using Nobi network of network services;

Through the customer service and other channels to inform the Nobi network to stop its services. After the end of the service, the user’s right to use Nobi web service immediately terminates. In this case, the Nobi network is under no obligation to transmit any unprocessed information or unfinished service to the user or any third party that is not directly related.

07. User Conduct and Obligations 07. User Conduct and Obligations

In connection with your use of the Services, you will not:

Violate or assist any party in violating any law, statute, ordinance, regulation or any rule of any self-regulatory or similar organization of which you are or are required to be a member through your use of the Services;

Using the Site endangers British Virgin Island’s national security, disclosure of British Virgin Island’s state secrets, shall not violate the British Virgin Island national community and the legitimate rights and interests of citizens;

Provide false, inaccurate, incomplete or misleading information;

Infringe upon Nobi’s or any third party’s copyright, patent, trademark, or intellectual property rights;

Distribute unsolicited or unauthorized advertising or promotional material, any junk mail, spam, or chain letters;

Use a web crawler or similar technique to access our Services or to extract data;

Reverse engineer or disassemble any aspect of the Site or Services in an effort to access any source code, underlying ideas and concepts, and algorithms;

Take any action that imposes an unreasonable or disproportionately large load on our infrastructure, or detrimentally interfere with, intercept, or expropriate any system, data, or information;

Transmit or upload any material to the Site that contains viruses, Trojan horses, worms, or any other harmful or deleterious programs;

Otherwise attempt to gain unauthorized access to the Site, other Nobi Accounts, computer systems or networks connected to the Site, through password mining or any other means; or

Transfer any rights or obligations granted to you under these Terms.

08. No Transferability 08. No Transferability

While the Account and the Services provided to a User are not transferable under any circumstance and shall be used only by the User, Nobi shall have the right to transfer, assignor sell all the rights, benefits, or obligations to any person and these Terms shall continue to be in force and effect for the benefit of the successors and assigns of Nobi or its lenders, if any.

09. Permanent Withdrawl of Service 09. Permanent Withdrawl of Service

Nobi may

  1. Suspend or terminate your access to the Services, and
  2. Deactivate or cancel your Account as required by a valid subpoena or court order, or if Nobi suspects you or others of using your Account in furtherance of illegal activity.

You will be permitted to transfer Coins associated with your Account for ninety (90) days after Account deactivation or cancellation unless such transfer is otherwise prohibited

  1. Under the law, or
  2. By a valid subpoena or court order.

If any staking is in a pending / running state at the time your Account is cancelled or suspended, your staking may be cancelled and/or refunded as appropriate.

You may not cancel your Account if Nobi believes in its sole discretion that such cancellation is being performed in an effort to evade an investigation or avoid paying any amounts otherwise due to Nobi.

Upon cancellation of your Account, you authorize Nobi to cancel or suspend pending transactions and, after providing electronic notice to you, return the Coins associated with such transactions to the wallet address you provide to Nobi. In the event that you or Nobi terminates this agreement or your access to the Services, or deactivates or cancels your Account, you will remain liable for all amounts due hereunder.

In the event that a technical problem causes system outage or Account errors, Nobi may temporarily suspend access to your Account until the problem is resolved.

10. Ownership of Coins 10. Ownership of Coins

You hereby certify to us that any Coins used by you in connection with the Platform are either owned by you or that you are validly authorized to carry out transactions using such Coins, and that all transactions initiated with your Account are for your own Account and not on behalf of any other person or entity.

11. Indemnification 11. Indemnification

You agree to indemnify Nobi and its affiliates and service providers and their respective officers, directors, agents, joint ventures, employees and representatives, harmless from all third party claims, unless it is a separate violation of these Terms by Nobi. Likewise, in addition to your separate breach of these terms, Nobi should indemnify you and your affiliates and service providers and their respective officers, directors, agents, joint ventures, employees and representatives from all third parties Claims for losses.

12. Disclaimer of Warranties 12. Disclaimer of Warranties

Nobi does not guarantee that the service will not be interrupted, the timeliness and the security of service are not guaranteed. Nobi does not bear the responsibility caused by Nobi network.

Nobi does not guarantee that the information and services on the website platform can fully meet the needs of users. Nobi assumes no liability for errors, insult, defamation, omission, obscenity, pornography, or blasphemy that may occur during the acceptance of the Nobi service.

Nobi is not responsible for the preservation, modification, deletion or storage of information posted by the user and holds no responsibility for typographical errors, negligence, etc. caused by Nobi unintentionally.

Nobi reserves the right to remove all information on the Site that does not comply with the law or agreement, and reserves the right not to notify the user.

User comments posted by all users of Nobi represent the user’s personal opinion only and does not imply that the site agrees with its view or confirms its description. This site does not assume any liability arising from user comments.

Nobi will send a formal announcement, e-mail, customer service phone, SMS, push notification or regular mail delivery to users. Nobi is not liable for any activities or information such as winning, offers and others from non-Nobi formal channels.

Nobi reserves the right to decide the termination of the free promotion period according to the market conditions, such as prepaid, cash withdrawal and transaction fees.

Nobi will not act as a broker, broker, agent or advisor of any transaction for which you use the Service, and owes you no fiduciary duty.

13. Arbitation 13. Arbitation


You and Nobi agree to arbitrate any dispute arising out of or in connection with this Service, unless you and Nobi do not require arbitration, either party seeks compensation or other relief for the illegal use of copyright, trademark, trade name, logo, trade secret or patent dispute. Arbitration takes precedence over court proceedings or jury trials. You and Nobi agree that you will notify each other within thirty days of any dispute, and you will attempt to resolve the dispute before submitting any arbitration request.

Any arbitration will occur in British Virgin Islands and will be in the English language. The arbitration will be conducted confidentially by a single arbitrator appointed in accordance with the British Virgin Islands.

Arbitration Act, which is hereby incorporated by reference. The courts of competent jurisdiction located in British Virgin Islands will have exclusive jurisdiction over any appeals and the enforcement of an arbitration decision or award.

Subject to the British Virgin Islands Arbitration Act and these Terms, the arbitrator will have

  1. The exclusive authority and jurisdiction to make all procedural and substantive decisions regarding a Dispute, including the determination of whether a Dispute is arbitral, and
  2. The authority to grant any remedy that would otherwise be available in court, provided, however, that the arbitrator does not have the authority to conduct a class arbitration or a representative or class action, which is expressly prohibited by these Terms.

You will not participate in any class action or collective arbitration in respect of any claim covered by this clause. If Nobi is a party to the action, you also agree not to participate in a claim made by a private lawyer or representative, or a common claim involving another person. If it is found that the prohibition of the class action and other claims brought by the third party is not enforceable, the prohibition is deemed to have been removed from the clause and the other articles relating to the arbitration shall continue in force.

14. Governing Language and Translations 14. Governing Language and Translations

You agree that these Terms, Nobi’s Privacy Policy, and other notices posted through the Services have been drafted in English. Although translations in other languages of any of the foregoing documents may be available, such translations may not be up to date or complete. Accordingly, you agree that in the event of any conflict between the English language version of the foregoing documents and any other translations thereto, the English language version of such documents shall govern.

15. Customer Service 15. Customer Service

If you have any feedback, complaints or questions, please contact our customer service at When you contact us, please provide your name and e-mail address and other information that we may need to identify you, as well as the transaction information you are interested in.

Risk warning: NOBI product offerings are subject to high market risk. Yield and return changes everytime and not guaranteed.
The volatile and unpredictable nature of the price of cryptocurrencies may result in significant loss.